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Question

Healthcare is a major topic of interest. The cost of healthcare is increasing and employers have to determine what is best for the employees, while maintaining the company budget. Discuss the difference between the Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), Point-of-Service Plan (POS), Health Reimbursement Arrangements (HRAs) and Health Savings Accounts (HSAs).

 

Your response should be at least 300 words in length. 

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Health Maintenance Organization (HMO) is a type of a health insurance plan in which the subscriber pays annual or monthly premium to avail all the medical services provided to an individual.  In this plan the individual selects the physician for primary care and after physician referral;the employer can visit the specialist, 

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